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Many older adults in Ohio rely on Medicare coverage after they retire. Medicare coverage is often crucial for those who no longer work full-time. They lose employment health insurance when they retire in most cases and likely could not afford the cost of paying out of...
Those putting together an estate plan in Ohio often have specific priorities. Many people worry about meeting the needs of dependent or vulnerable family members. Others focus on their assets or their ties to the local community. If someone creating an estate plan...
Many people with significant personal property take for granted the idea that they should have control over who inherits their property. Others simply assume that their family members should inherit regardless of whether they bother with estate planning or not. While...
Careful estate planning is a smart move for any adult with personal resources or dependent family members. Those who have valuable property typically want to designate a specific person to receive those assets when they die. People with spouses and children want to...
It can be very difficult to watch age change a parent or other family member. Many older adults fiercely desire to remain independent for as long as possible despite health issues and cognitive decline. Their family members may not want to insult or offend them by...
Business owners need to have a succession plan in place. This plan can help with the transfer of the business to the next generation. Many business owners want to leave their companies to their direct heirs or perhaps to other beneficiaries – such as a dedicated...
Many adults in Ohio (understandably) have an overly simplistic understanding of how the Medicaid program works. They may inaccurately assume that anyone with limited financial resources can qualify for benefits quickly when they have financial and medical need....
The continuing trend of couples 50 and older divorcing in record numbers continues. Much of this monumental shift is the result of people living longer. The concept of “’til death do you part” for soon-to-be seniors may fall out of fashion when the idea of a...
Elder neglect and exploitation are sinister forms of abuse that can take many forms. Sadly, conning or outright forcing an elderly loved one to alter their estate plan to benefit them financially occurs far too often. No one wants to consider a time when they are no...
A succession plan is a series of documents, contracts and steps that you can use to pass your business on to someone new. If you haven’t crafted one yet, here are five reasons that you may want to get started: Your business is your legacy. Every single business owner...